A: Yes, you can apply for more than one credit card. Many people have multiple credit cards. Only card issuers can decide whether they want to approve your application for a card or not. However, if you have more credit cards, at some point issuers may decide that your total available credit is already high relative to your income, and they may decide not to issue you more credit cards.
A: Yes, you may do this in most cases. Any U.S. resident who is at least 18 years old (in some states this age limit may be different) has the right to apply for a credit card with an issuer of his or her choice. The issuer does not have to be your regular bank. Some credit card issuers, however, may not issue cards to residents of certain states (please see the tables on our website for any credit cards that may be limited to residents of only certain states). You can also review the card issuer's disclosure statements for any limitations of applicants of specific states. The disclosure statements are available for you to see on the issuers' websites.
A: No. None of the credit card issuers listed on this website requires you to have any bank account open with their bank in order to be approved for their credit card. It is common to have a credit card issued by a bank, or another issuer, that you do not have any other ties with.
A: A credit card issuer is obligated to provide you reasons for a decline of your application. Contact the credit card issuer directly for the specific reason and to see whether you can make any changes to increase your chances of obtaining a card.
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